<p>Notwithstanding anything contained herein to the contrary, it is agreed that the indemnity provided hereto shall not apply to:</p>

<p>a) compensation for damages in respects of judgements not in th first instance delivered by or obtained from a court of competent jurisdiction within the Republic of the Philippines.</p>

<p>b) costs and expenses of litigation recovered by any claimant from the Insured which are not incurred in a recoverable in the republic of the Philippines.<br />
<br />
EXCEPTIONS&nbsp;</p>

<p>This Policy does not cover:</p>

<p>(a) Liability assumed by the Insured by agreement unless such liability would have attached to the Insured notwqithstanding such agreement.</p>

<p>(b) Liability in respect of death or bodily injury including illness of any person arising out of and in the employment of such person by the Insured or to any person who is a member of the Insured&#39;s family ordinarily residing wiht the Insured.</p>

<p>(c) Liability in respect of injury to any person who at the time of sustaining such injury persons or dependent under any Workmen&#39;s Compensation legislation.</p>

<p>(d) Liability in respect of damage to property</p>

<p>(i) Belonging to or in the charge or under the control of the Insured of any servant or agent of the Insured.</p>

<p>)ii) Being that part of any goods or land or building or structure on which the Insured or any servant of the Insured is or has been working.</p>

<p>(e) Liability in respect of injury or damage caused by or in connection with or arising from</p>

<p>(i) The ownership or possession or use by or on behalf of the Insured or in any animal cycle vehicle, locomotive vessel of any kind, aircraft lift elevator, escalator crane hoist or other lifting machinery not specified in the Schedule under the heading of Plant.</p>

<p>(ii) Flood, fumes or water pollution.</p>

<p>(f) Liability in respect of or arising from damage to any land or property or building caused by vibration or by the removal or weakening of support.</p>

<p>(g) Seepage, pollution or contamination including the cost of removing, nullifying or cleaning up seeping, pollution or contaminating substance.</p>

<p>(h) Liability directly or indirectly caused by war invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared or not), civil war, mutiny, rebellion, revolution, insurrection, strike, riot, civil commotion, military or usurped power, or confiscation or desctruction by order or any government or public authority or any consequence thereof and in the event of any claim hereunder the Insured shall when so required by the Insurers prove that the loss or damage or liability arose independently of and was in no way connected with or occasioned by or contributed to by or traceble to any of the said occurrences or any consequence thereof and in default of such proof the Insurers shall not be liable to make any payment in respect of such a claim.</p>

<p>(i) (i) Loss or desctruction of or damage to any property whatever or any loss or expense whatsoever resulting or arising there from or consequential loss.</p>

<p>&nbsp; &nbsp;&nbsp;(ii) Any legal liability &nbsp;of whatsoever nature directly or indirectly caused by or contributed to by or arising from ionizing radiation or contamination by radioactivity from any nuclear fuel or from any nuclear waste from the combustion of nuclear fuel. &nbsp;For the purpose of this exclusion only combustion shall include any self-sustaining process of nuclear fission.</p>

<p>(j) Loss, desctruction, damage or Legal liability directly or indirectly caused by or contributed to by or arising from nuclear weapons material.</p>

<p>(k) Liability in respect of which the Insured is or would be but for the existence of this Policy be indemnified under any other policy of insurance. &nbsp;In such cases the indemnity under this Policy shall not apply until the full amount of indemnity under such other policy has been applied as fas as it shall be in satisfaction of the liability.</p>

<p>(l) any amount or compensation for damages in respect or judgments not in the first instance delivered by or obtained from as court or competent jurisdiction within the Republic of the Philippines and costs and expenses of litigation recovered by any claimant from the Insured which are not incurred in and recoverable in the Republic of the Philippines.</p>

<p>(m) Any fine or penalty improved upon the insured or any punitive or exemplary damage awarded against the Insured.</p>

<p>&nbsp;</p>
