<p>This endorsement/warranty/clause is effective ____________________________<br />
Attached to and forming part of Policy No: _______________________________<br />
Place Issued: &nbsp; _________________ &nbsp;Date Issued: &nbsp; ________________________</p>

<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;HOME PROTECT 2000 ENDORSEMENT</p>

<p>In consideration of the payment by the Insured to the Company of the corresponding &nbsp;premium, the Company agrees, notwithstanding what is stated in the printed conditions of this Policy to the contrary, that this insurance covers loss or damage to the property insured by this Policy under the Home Protect 2000 program.&nbsp;</p>

<p>The HOME PROTECT 2000 covers Building and/or Contents, occupied solely as residence. Said building should be classified as class A as per PIRA definition (e.g. Building constructed of concrete &amp;/or concrete hollow blocks under galvanized iron or tegula or hard roof).</p>

<p>The HOME PROTECT 2000 gives you insurance protection that covers the loss to your residence and/or its contents due to: &nbsp;&nbsp;</p>

<p>&nbsp; &nbsp; &nbsp;Fire and/or Lightning,&nbsp;<br />
&nbsp; &nbsp; &nbsp;Earthquake,&nbsp;<br />
&nbsp; &nbsp; &nbsp;Extended Cover (Smoke, Explosion, Vehicle Impact and Falling Aircraft).</p>

<p>The amount recoverable shall not exceed the amount/limit specified &nbsp;under this extension of cover and shall not in any way increase the total coverage amount of Php500,000.00 being the maximum amount payable under this policy.</p>

<p>Extension of Covers:</p>

<p>Loss of Rent/Alternative Accommodation</p>

<p>In addition to the overall limit of the sum insured under the policy, in the event of the building/s being rendered uninhabitable due to a covered peril, the Company will indemnify the insured up to a limit of Php10,000.00 per month for a maximum period of six (6) months against</p>

<p>&nbsp; &nbsp; (a)&nbsp;&nbsp; &nbsp;If the Insured owns the insured premises, the reasonable and<br />
necessary rental expense for an &nbsp;<br />
&nbsp; &nbsp; &nbsp; &nbsp; alternative comparable accommodation, or<br />
&nbsp; &nbsp; (b)&nbsp;&nbsp; &nbsp;If the insured is renting the insured premises, the increase in rental for an alternative comparable&nbsp;<br />
&nbsp; &nbsp; &nbsp; &nbsp; accommodation.</p>

<p>The amount recoverable shall not exceed the amount/limit specified &nbsp;under this extension of cover and shall not in any way increase the total coverage amount of Php500,000.00 being the maximum amount payable under this policy.</p>

<p><br />
Fire Fighting Expenses&nbsp;</p>

<p>Pays actual cost of materials used &amp;/or damaged in extinguishing or putting out a fire within the assured&rsquo;s premises. &nbsp;Subject to a maximum limit of P10,000.00</p>

<p>The amount recoverable shall not exceed the amount/limit specified &nbsp;under this extension of cover and shall not in any way increase the total coverage amount of Php500,000.00 being the maximum amount payable under this policy.</p>

<p><br />
Domestic Outbuilding Clause</p>

<p>This policy shall be extended to provide coverage for walls, gates, fences, small outside buildings, extensions, annexes, steel and iron frameworks and water tanks within the insured&rsquo;s premises. Subject to a limit of P20,000.00 anyone occurrence and in the aggregate</p>

<p>The amount recoverable shall not exceed the amount/limit specified &nbsp;under this extension of cover and shall not in any way increase the total coverage amount of Php500,000.00 being the maximum amount payable under this policy.</p>

<p><br />
Comprehensive Personal Liability (CPL)&nbsp;</p>

<p>Covers the Insured and his household members including his house helpers up to a limit &nbsp;of P100,000.00 anyone occurrence and in the aggregate as they become legally obligated to pay for compensation in respect of:<br />
&nbsp; &nbsp; a)&nbsp;&nbsp; &nbsp;Bodily injury to or illness to any person<br />
&nbsp; &nbsp; b)&nbsp;&nbsp; &nbsp;Loss of or damage to property</p>

<p>Occurring during the Period of Indemnity and happening or caused within the Insured premises.&nbsp;</p>

<p>The amount recoverable shall not exceed the amount/limit specified &nbsp;under this extension of cover and shall not in any way increase the total coverage amount of Php500,000.00 being the maximum amount payable under this policy.</p>

<p>Family Personal Accident &ndash; Covers the insured&rsquo;s family members residing within the premises against accidental death and disablement subjected to the following:</p>

<p>&nbsp;&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; Insured&nbsp;&nbsp; &nbsp; &nbsp; &nbsp;Spouse/Parent*&nbsp;&nbsp; &nbsp;Each Child max of 3**<br />
Accidental Death&nbsp;&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;200,000.00&nbsp;&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;100,000.00&nbsp;&nbsp; &nbsp; &nbsp; &nbsp; 20,000.00<br />
Accidental Permanent Disablement&nbsp;&nbsp; &nbsp; &nbsp;200,000.00 &nbsp; &nbsp; &nbsp;&nbsp; &nbsp;100,000.00&nbsp;&nbsp; &nbsp; &nbsp; &nbsp; 20,000.00<br />
Accidental Dismemberment&nbsp;&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;Up to 200,000.00&nbsp;&nbsp; &nbsp;Up to 100,000.00 &nbsp; &nbsp; Up to 20,000.00<br />
Unprovoked Murder &amp; Assault&nbsp;&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;100,000.00&nbsp;&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; 50,000.00&nbsp;&nbsp; &nbsp; &nbsp; &nbsp; 10,000.00</p>

<p>*If Insured is married, extended to Spouse. &nbsp;If Insured is single, extended to parent. &nbsp;Spouse or parent shall not be more than 65 years of age.&nbsp;</p>

<p>**Children shall not be more than 21 years of age.&nbsp;</p>

<p>The amount recoverable shall not exceed the amount/limit specified &nbsp;under this extension of cover and shall not in any way increase the total coverage amount of Php500,000.00 being the maximum amount payable under this policy.</p>

<p><br />
Personal Accident to Resident Employees- 5,000.00 per employee, maximum of 2</p>

<p>Provides compensation in the event that the Resident Employee living with the Principal Insured aged 65 or less, died by accident whilst in the Principal Insured&rsquo;s employment.<br />
The amount recoverable shall not exceed the amount/limit specified &nbsp;under this extension of cover and shall not in any way increase the total coverage amount of Php500,000.00 being the maximum amount payable under this policy.</p>

<p>Deductibles:&nbsp;</p>

<p>&nbsp; &nbsp;&bull; Extended Coverage &ndash; 1% of the sum insured on the affected items but not less than P1,000.00&nbsp;<br />
&nbsp; &nbsp; &nbsp;nor more than P500,000.00 on any material damage.&nbsp;</p>

<p>&nbsp; &nbsp;&bull; Earthquake &ndash; 2% of the actual cash value of the property affected at the time of loss for&nbsp;<br />
&nbsp; &nbsp; &nbsp;each claim or series of claims arising out of one occurrence subject to the PIRA standard EQ&nbsp;<br />
&nbsp; &nbsp; &nbsp;deductible&nbsp;<br />
&nbsp; &nbsp; &nbsp;<br />
&nbsp; &nbsp;&bull; Loss of Rent/Alternative Accommodation &ndash; seven (7) days</p>

<p>&nbsp; &nbsp;&bull; Comprehensive Personal Liability (CPL) - 10% of the claim, minimum of P2,000.00 for each and&nbsp;<br />
&nbsp; &nbsp; &nbsp;every loss in respect of third-party property damage only.&nbsp;</p>

<p><br />
Coverage<br />
Maximum P 500,000.00 on a First Loss Basis &nbsp;</p>

<p>Co-Insurance: &nbsp;To be declared, if any.</p>

<p>&nbsp;&nbsp; &nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp; &nbsp;ALLIEDBANKERS INSURANCE CORPORATION</p>

<p>&nbsp;&nbsp; &nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp; &nbsp;By: ____________________________________</p>

<p>CONFORME:</p>

<p>____________________________________<br />
Assured&nbsp;<br />
&nbsp;</p>
