<p>a) It is understood that upon issuance of the policy, no payment for Documentary STamp Tax will be refunded as a result of the cancellation or endorsement of the policy or a reduction in the premium due for whatever reason.&quot;</p>

<p>b) &quot;If a cancellation or endorsement occurs prior to the settlement of the amount due under the policy, you guarantee the payment of the corresponding Documentary Stamps Tax due, which amount may be legally enforced againts, &amp; collected from you.&quot;</p>
