<p style="text-align:justify"><span style="font-family:courier new,courier,monospace">It is hereby declared and agreed that effective in addition to the standard terms and conditions and benefits of personal accident insurance. pangkabuhayan assistance is deemed covered under this policy.</span></p><p style="text-align:justify"><span style="font-family:courier new,courier,monospace">PANGKABUHAYAN ASSISTANCE: The Company shall provide the beneficiary or the insured in case of accidental death/permanent disablement under the following conditions:</span></p><p style="text-align:justify"><span style="font-family:courier new,courier,monospace"><!--[if !supportLists]-->1.&nbsp;&nbsp;&nbsp; <!--[endif]-->The Pangkabuhayan assistance will include food cart with size of 3&rsquo;x 2&rsquo;x 6&rdquo;, location site assistance within Metro Manila, crew training, kitchen training, corresponding recipe, food for training procedures, training modules, CD if applicable of which the same products, training and service shall be similar to the training provided to the paying franchisee.</span></p><p style="text-align:justify"><span style="font-family:courier new,courier,monospace"><!--[if !supportLists]-->2.&nbsp;&nbsp;&nbsp; <!--[endif]-->Accredited franchising company is Silver Ace Franchising and Business</span></p><p style="margin-left:36.0pt; margin-right:0cm; text-align:justify"><span style="font-family:courier new,courier,monospace">Development or any franchising company accredited with Alliedbankers Insurance Corporation</span></p><p style="text-align:justify"><span style="font-family:courier new,courier,monospace"><!--[if !supportLists]-->3.&nbsp;&nbsp;&nbsp; <!--[endif]-->ABIC will directly settle the payment with the franchise company upon submission by the insured of all required documents relative to the claim and based on terms and conditions between Alliedbankers and the franchise company.</span></p><p style="margin-left:54.0pt"><span style="font-family:courier new,courier,monospace"><!--[if !supportLists]-->&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <!--[endif]-->ABIC Claims Department shall endorse all pertinent documents/information of the Insured and its beneficiaries to the Accredited Franchising Co.</span></p><p style="margin-left:54.0pt"><span style="font-family:courier new,courier,monospace"><!--[if !supportLists]-->&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <!--[endif]-->The Accredited Franchising Company shall handle all necessary processing, procedure, training for the beneficiaries before it will endorse the pangkabuhayan package. </span></p><p style="margin-left:54.0pt"><span style="font-family:courier new,courier,monospace"><!--[if !supportLists]-->&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <!--[endif]-->Availment of pangkabuhayan assistance is limited to a period of six (6) months after the personal accident claims has been filed.</span></p><p style="margin-left:54.0pt"><span style="font-family:courier new,courier,monospace"><!--[if !supportLists]-->&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <!--[endif]-->Pangkabuhayan Assistance is not convertible to cash. In case the beneficiary(ies) is a minor, it can be transferred to the guardian.</span></p><p style="text-align:justify"><span style="font-family:courier new,courier,monospace"><strong><span style="font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; NOTE : PANGKABUHAYAN PACKAGE FREIGHT AND HANDLING WILL BE SHOULDERED BY THE ASSURED</span></strong></span></p>