<p>The company shall not be liable for loss caused directly or indirectly by (a) frost or cold weather or &nbsp; ice (other than hail), snowstorm sleet high water or overflow whether directly driven by wind or not.&nbsp;</p>

<p>The company shall not be liable for loss to the interior of the building or the property covered therein caused by rain, snow, sand or dust whether driven by wind or not, unless the building covered or containing the property covered shall first sustain an actual damage to the roof or walls by the direct force of wind or hail and then shall liable for loss to the interior of the building or the property by covered therein as may be caused by rain, snow, sand or dust entering the building through openings in the roof or walls made by direct action or wind, typhoon or hail.&nbsp;</p>

<p>Unless liability therefore is assumed in the form attached to this Policy, or by endorsement thereon, the Company shall not be liable for damage to the following property: (a) windmills, wind pumps or their towers (c) copra silo (or their contents) or (d) cloth, awnings, sign, outdoor (radio and television) equipment metal smokesticks.</p>
