<p>This Policy extends to cover the legal liability of the Insured for death or bodily injury or loss or damage to property arising from an accident as a result of the Insured&#39;s contingent liability arising out of work or operation by independent contractors &amp;/or sub contractors engaged by the Insured in connection with the Insured&#39;s business. The insured is extended to include any contractor or sub-contractor which the Named Insured has agreed to extend coverage to by contract. Provided that if the claim so submitted is covered by any other specific insurance, then this Policy shall not insure the same except only as regards any excess beyond the limit of liability covered by such more specific insurance.</p>
