<p>It is hereby declared and agreed that, in the event of a claim for Own Damage Under Section III hereof, if the Insured Vehicle is more than three (3) years old at &nbsp;the time of loss, repairs shall be undertaken by a non-dealer (non-casa) repair shop accredited with the Company.<br />
It is further declared and agreed that , vehicle more than three (3) years old and Insured wants to have the unit repaired at dealership (casa), the Insured must shoulder thirty five percent (35%) of the total cost of labor and materials on top of the application of the Deductible Clause and Depreciation Clause.<br />
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