<p>It is agreed that this Policy extends to indemnify all sums which the Insured become legally liable to pay as damage by fire to premises as specifically indicated, including landlord&#39;s fixture, fittings and furnishings, not being the Insured&#39;s own but occupied or in his physical or legal control. In the event that the insured is entitled to indemnify under any other policy of insurance, the indemnity granted herein will apply only in respect of an amount in excess of that provided by such other policy. Provided that the limit of indemnity shall apply inclusive of this clause.</p>
