<p>COVERAGE A: LEGAL LIABILITY</p>

<p>To pay on behalf of the Assured all sums which the ASSURED shall become legally obligated to a pay s damages because of bodily injury, sickness or disease, including death at any time resulting therefrom, sustained by any third party and as damages because of injury to or destruction of property, including the loss or use thereof.</p>

<p>LIMITS OF LIABILTY</p>

<p>The Liability of the Company for all compensation under this policy as a result of any one occurrence shall not exceed the Limits of Liability Specified as stated in the policy schedule.&nbsp;&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;</p>

<p>COVERAGE B: DEFENSE, SETTLEMENT, and SUPPLEMENT PAYMENTS</p>

<p>With respect to such insurance is afforded by this Policy for liability this COMPANY shall:</p>

<p>a. defend any suit against the ASSURED alleging such injury, sickness, disease or destruction and seeking damages on account thereof, even if such is groundless, false or fraudulent, but the COMPANY may make such investigation, negotiation and settlement of any claim or suit as it deems expedient;</p>

<p>b. (1) pay all premiums on bonds to release attachments for an amount not is excess of the applicable limit of liability of this Policy all premiums on appeal bonds required in any such defended suit, but without any obligation to apply for or furnish any such bonds;</p>

<p>&nbsp; &nbsp; (2) pay all expenses incurred by this COMPANY, all costs, taxes against the Insured in any such suit and all interest accruing after entry of judgement until this COMPANY has paid or tendered or deposited in court such part of such judgment as does not exceed the limit of this Company&#39;s liability thereon.</p>

<p>&nbsp; &nbsp; (3) pay expenses incurred by the ASSURED, in the event of an accident causing bodily injury, sickness, or disease, for such immediate medical and surgical relief to others as shall be imperative at the time of accident;</p>

<p>&nbsp; &nbsp; (4) reimburse the ASSURED for all reasonable expenses, other than loss of earnings, incurred at this COMPANY&#39;S request</p>

<p>The amount so incurred, except settlements of claims and suits are payable by this COMPANY in addition to the applicable limit of liability in this Policy.</p>

<p><br />
&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; EXCLUSIONS<br />
&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;<br />
This Section does not apply to:</p>

<p>1. &nbsp;Any business pursuits of an ASSURED, other than activities therein which are ordinarily incident to non-business pursuits or to the rendering of any professional service or the omission thereof, except with respect to voluntarily civilian defense activities.</p>

<p>2. The ownership, maintenance, operation, use, loading or unloading of (1) automobiles while away from the premises or the ways immediately adjoining except under Coverage A with respect cooperation by independent contractors for non-business purposes of the ASSURED, (2) watercraft, including sailboats, with in-board motors, watercraft, including sailboats with or without auxiliary power, 21 feet or more in overall length owned by or rented to the Insured, while away from the premises, or (3) applies his employment by the ASSURED, parts (1) and (2) of this exclusion do not apply, and part (3) applies only while such employee is engaged in the operation or maintenance of aircraft.</p>

<p>3. Injury, sickness, disease, death or destruction caused intentionally by or the direction of the ASSURED.</p>

<p>4. Bodily injury to or sickness, disease or death or death of any employee of the ASSURED arising out of and in the course of his employment by the Assured, if benefits therefore are in whole or in part either payable or required to be provided under any workmen/s compensation benefit for such employee.</p>

<p>5. Liability of the Insured under any contract or agreement (unless such liability would have attached in the absence of such contract or agreement) other than liability of the Insured under a written contract relating to the said premises and to which the Insured is a party as Owner or Tenant of the said premises.</p>

<p>6. Under Coverage A, injury to or destruction of property used by, rented to or in the care, custody or control of the ASSURED or property as to which the ASSURED for any purpose is exercising physical control, except that this exclusion shall not apply to liability which would be imposed upon the ASSURED, for injury to or destruction of residential premises or house furnishing from (1) fire, (2) explosion, or (3) smoke;</p>

<p>7. Injury, sickness, disease, death or destruction due to war whether declared or not, civil war insurrection, rebellion or revolution, with respect to liability assumed by the ASSURED under any contract or agreement<br />
&nbsp;</p>
