<p>If any Property Insured being a building is damaged and the cost of reinstatement is more than fifty percent (50%) of the cost of reinstatement if the building had been totally destroyed and reinstatement is only permissible subject to a reduced floor space ratio index by a reason of any requirement of any law or local government or other statutory authority, the Insurer will pay, in addition to any other amount payable for reinstatement of the building, the difference between the actual cost of reinstatement incurred in accordance with the reduced floor space ratio index and the cost of reinstatement which would have been incurred had a reduced floor space ratio index not been applicable.</p>
