<p>Insurers agree to pay for Fire Fighting Expenses necessarily and reasonably incurred by the insureds to prevent or minimized the extent of any insured destruction of or damage to the insured property including the cost of materials expended but excluding salaries, wages, and similar disbursements to own personnel or personnel on contract or secondment to the insureds and only to the extent that such expenses are not recoverable from a public authority or any other party.</p>

<p style="text-align:justify">The cover provided that this extension is limited in amount of <strong>as per policy schedule</strong>&nbsp;only, and it is agreed and understood that any payment under this extension shall not increase Insurer&rsquo;s total liability under the policy.</p>
