<p>This policy does not cover<br />
<br />
(i) DAMAGE: to any computer or other equipment or component or system or item which processes stores transmit or retrieves data or any part thereof including loss or corruption of data whether tangible or intangible (including but without limitation any information or programs or software) and whether the property of the Insured or not, where such DAMAGE is caused by [programming or operator error] Virus or Similar Mechanism of Hacking<br />
(ii) CONSEQUENTIAL LOSS: directly or indirectly caused by arising from [programming or operator error] Virus or Similar Mechanism of Hacking</p>
