<p style="text-align:justify">This insurance also covers the risk of ROBBERY AND HIJACKING as defined herein subject to the General Exclusion below.</p>

<p style="text-align:justify">The term ROBERRY shall mean the felonious act of taking of personal property or any chattel in trade belonging to another on board the schedule conveyance herein with the use of violence or intimidation against persons or force upon things. It shall be understood however that the act of ROBBERY to be covered should occur within the area/s of operation described in the Policy.</p>

<p style="text-align:justify">The term HIJACKING shall the unlawful of violent seizure or wrongful exercise by armed persons of the scheduled conveyance herein and/or its men including the contents thereof during any ambulant trips on regular/scheduled routes specified in the policy on any Philippines road highway or thoroughfare.</p>

<p style="text-align:justify">The term ambulant shall mean from the time the conveyance referred to herein leaves the premises of the warehouse at the place of origin and shall continue whilst in motion and traveling and shall terminate upon arrival at the final warehouse or whilst temporarily parked thereat or in any area within its vicinity awaiting unloading of its contents.</p>
