<p>It is hereby declared and agreed that this policy extends to cover all expenses reasonably incurred by or on behalf of the Insured in extinguishing fires or in mitigating, containing or suppressing loss, destruction or damage by any peril or eventually hereby insured against occurring at or immediately threatening the situation of any property insured by this policy.</p>

<p>It is further declared and agreed that indemnity afforded by this special clause shall includes (but not be limited to) the payment of wages to Insured&#39;s employees (other than full time members of a works fire brigade), the cost of replenishing fire fighting appliances, and the cost of replacing, reinstating or repairing materials and equipment lost, destroyed or damaged (including directors, partners&#39;, proprietors&#39;, employees&#39; and volunteers&#39; clothing and personal effects).</p>
