<p style="text-align:justify">This clause shall not cover any loss or damage:</p>

<ol start="1" style="list-style-type: lower-alpha;">
	<li style="text-align: justify;">Proximately caused by any means other than those specified in the policy;</li>
	<li style="text-align: justify;">Caused, committed or inflicted, either directly or inderictly by the Assured, any of his or contractor&#39;s employees, direction or relatives either as principal, accomplice or accessory as defined in the Revised Penal Code of the Philippines;</li>
	<li style="text-align: justify;">Attributable to or occasioned by any act of war, revolution, rebellion insurrection, civil strife, insurgency, uprising or any other similar act regardless of time or place of the commission of the crime.</li>
	<li style="text-align: justify;">Loss or damage arising of mechanical, electrical and electronic derangement unless caused by collision and/or overturning and/or derailment and/or stranding of the conveyance.</li>
	<li style="text-align: justify;">Loss or damage due to rust oxidation or discoloration however caused;</li>
	<li style="text-align: justify;">War and social peril;</li>
	<li style="text-align: justify;">Sabotage and terrorism.</li>
</ol>
