<ol>
	<li style="margin-left: 0.3in;">It is a condition of this Insurance that the insured undertakes to exercise all ordinary and reasonable precautions for maintenance and safety of the property.</li>
	<li style="margin-left: 0.3in;">The Company shall not be liable for loss or damages occasioned by or through or in consequence of the action or order of any government or public authority.</li>
	<li style="margin-left: 0.3in;">In the event of this endorsement being surrendered by the Insured for cancellation, the Company shall retain a premium in accordance with the following scale&nbsp; for the time this endorsement has been in force:
	<ul>
		<li style="margin-left: 0.3in;">For 1 month - 20% of the annual premium</li>
		<li style="margin-left: 0.3in;">For 2 months - 30% of the annual premium</li>
		<li style="margin-left: 0.3in;">For 3 months - 40% of the annual premium</li>
		<li style="margin-left: 0.3in;">For 4 months - 50% of the annual premium</li>
		<li style="margin-left: 0.3in;">For 5 months - 60% of the annual premium</li>
		<li style="margin-left: 0.3in;">For 6 months - 70% of the annual premium</li>
		<li style="margin-left: 0.3in;">For 7 months - 80% of the annual premium</li>
		<li style="margin-left: 0.3in;">For 8 months - 90% of the annual premium</li>
		<li style="margin-left: 0.3in;">In excess of 8 months - 100% of the annual premium</li>
	</ul>
	</li>
	<li style="margin-left: 0.3in;">Provided always that all the conditions on the policy&nbsp; to which this endorsement is attached shall apply, except as they may be hereby expressly varied, and that&nbsp; any reference therein to loss or damage by Fire shall be deemed to apply also to loss or damage directly caused by the above named perils.</li>
</ol>
