<p>In consideration of the payment by the Insured to the Company of an additional premium it is hereby declared and agreed that this Policy is extended to cover plate glass, described below, against breakage or destruction.</p>

<p style="margin-left:40px">SCHEDULE:&nbsp;&nbsp; Subject to reinstatement value endorsement&nbsp;(Limit of as per policy schedule)</p>

<p>This extension provides that if the property covered herein sustains breakage or destruction by any cause, not excluded hereunder, the company will, at its option, either:</p>

<ol start="1" style="list-style-type:lower-alpha">
	<li>Pay to the insured a sum equal to the current value of the glass, less the value of&nbsp;any salvage or</li>
	<li>Reinstate or replace the damaged glass lost to its former state of serviceability;</li>
</ol>

<p>It is also declared and agreed that the Company shall not liable for:</p>

<ol style="list-style-type:lower-alpha">
	<li>Loss or damage caused directly or indirectly by Fire/Earthquake, Typhoon, Flood, Falling Aircraft, Impact of Vehicles and/or any other peril which could be insured under an ordinary fire policy.</li>
	<li>Damage to frames and framework of every description.</li>
	<li>The cost of removal and restoration of fixtures, fittings or any obstacle to replacement.</li>
	<li>Interruption or delay of business and consequential loss of any kind or description.</li>
	<li>Injury, loss or damage arising during the intervening period between the occurrence of any breakage and the time of replacement.</li>
	<li>Superficial damage or scratches.</li>
</ol>

<p>It is further understood and agreed that the Insured shall bear the first as per policy schedule&nbsp;of&nbsp; the loss on each and every loss and that in the computation of loss or damage, Average Clause shall apply after the application of the deductible as provided herein.</p>

<p>Provided always that all the conditions of the policy shall apply, except as they may be hereby expressly varied.</p>
