<p>It is hereby declared and agreed that this Policy is extended to cover Completed Operations:</p>

<p>1) Completed Operations hazard includes all death or bodily injury and/or property damage occurring away from premises of the Insured, owned or rented and arising out of the Insured&#39;s product or the Insured&#39;s work except:</p>

<p>a) Products that are still in the Insured&#39;s physical possession or b) Work that has not yet been completed or abandoned</p>

<p>When work is carried out within the areas of the Insured&#39;s premises leased to tenants, these leased areas are not regarded as the Insured&#39;s Premises for the purpose of this clause.</p>

<p>2) Insured&#39;s work will be deemed completed at the earliest of the following times:</p>

<p>a) When all of the work called for in the Insured&#39;s contract has been completed.</p>

<p>b) When all of the work to be done at the site has been completed if the Insured&#39;s contract calls for work at more than one site or</p>

<p>c) When that part of the work done at a site has been put to its intended use by any person or organization other than another contractor or subcontractor working on the same project.<br />
Work that may need service, maintenance, correction, repair or replacement, but which is otherwise complete, will be treated as completed.</p>

<p>This hazard does not include death or bodily injury or property damage arising out of the existence of tools, uninstalled equipment or abandoned or unused materials.</p>
