<p><strong>INSTITUTE FROZEN MEAT CLAUSES (A) </strong>- 24 Hours Breakdown (Not suitable for chilled, cooled or fresh meat)</p>

<p><strong>INSTITUTE CLARIFICATION CLAUSE TERMINATION OF TRANSIT CLAUSE (TERRORISM)</strong></p>

<p>This clause shall be paramount and shall override anything contained in this Policy insurance inconsistent therewith.</p>

<ol>
	<li>Notwithstanding any provision to the contrary contained in this Policy or the Clauses referred, it is agreed that in so far as this Policy covers loss of or damage to the person acting from a political motive, such cover is conditional upon the subject-matter insured being in the ordinary course of transit and in any event,<br />
	SHALL TERMINATE either
	<ol start="1" style="list-style-type: lower-alpha;">
		<li>As per the transit clause contained within the Policy. or</li>
		<li>on delivery to the Consignee&#39;s or other final warehouse or place of storage at the destination named herein,</li>
		<li>on delivery to any other warehouse or place of storage , whether prior to or at the destination named herein, which the Assured elect to use either for storage other than in the ordinary course of transit or for allocation or distribution. or</li>
		<li>in respect of marine transits, on the expiry of 60 days after completion of discharge overside of the goods hereby insured from the oversea vessel at the final port of discharge.</li>
		<li>in respect of air transits, on the expiry of 30 days after unloading the subject-matter insured from the aircraft at the final place of discharge. whichever shall first occur.</li>
	</ol>
	</li>
	<li>If this Policy or the Clauses referred to therein specifically provide cover for inland or other further transits following on from storage or termination as provided for above will re-attach and continues during the ordinary course of that terminating again in accordance with clause 1.</li>
	<li>This clause is subject to English law and practice.</li>
</ol>

<p><strong>INTITUTE RADIOACTIVE CONTAMINATION, CHEMICAL, BIOLOGICAL, BIOCHEMICAL, AND ELECTROMAGNETIC WEAPONS EXCLUSION CLAUSE</strong></p>

<p>This clause shall be paramount and shall override anything contained in this insurance inconsistent therewith</p>

<ol>
	<li>In no case shall this insurance cover loss damage liability or expense directly or indirectly caused by or contributed by or arising from
	<ol start="1" style="list-style-type: lower-alpha;">
		<li>ionising radiations from or contamination by radioactivity from any nuclear fuel or from any nuclear waste or from the combustion of nuclear fuel</li>
		<li>the radioactive, toxic, explosive or other hazardous or contaminating properties of any nuclear installation, reactor or other nuclear assembly or nuclear component thereof</li>
		<li>any weapon or device employing atomic or nuclear fission and/or fusion or other like reaction or radioactivity force or matter.</li>
		<li>the radioactive, toxic, explosive or other hazardous or contaminating properties of any radioactive matter. The exclusion in this sub-clause does not extend to radioactive isotopes, other than nuclear fuel, when such isotopes are being prepared, carried, stored, or used for commercial, agricultural, medical, scientific or other similar peaceful purposes.</li>
		<li>any chemical, biological, bio-chemical, or electromagnetic weapon.</li>
	</ol>
	</li>
</ol>

<p><strong>INSTITUTE CHEMICAL, BIOLOGICAL, BIO-CHEMICAL, ELCTROMAGNETIC WEAPONS AND CYBER ATTACK EXCLUSION CLAUSE</strong></p>

<p>This clause shall be paramount and shall override anything contained in this insurance inconsistent therewith In no case shall this insurance cover loss damage liability or expense directly or indirectly cause by or contributed to by or arising from Any chemical, biological, bio-chemical or electromagnetic weapon The use or operation, as a means for inflicting harm of any computer, computer system, computer software programme, computer virus or process or any other electromagnetic system.</p>

<p><strong>CARGO ISM ENDORSEMENT (JC 98/019 1 MAY 1998)</strong></p>

<p>Applicable to shipments on board Ro-Ro passengers ferries.</p>

<p>Applicable with effect from 1 July 1998 to shipments on board:</p>

<ul>
	<li>1. passenger vesslees transporting more than 12 passengers and 2. oil tankers</li>
	<li>chemical trakers</li>
	<li>gas carriers</li>
	<li>bulk carriers</li>
	<li>cargo high speed craft of 500 gt or more</li>
</ul>

<p>Applicable with effect from 1 July 2002 to shipments on board all other cargo ships and mobile offshore drilling units of 5000 gt or more.</p>

<p>In no case shall this insurance cover loss, damage or expense where the subject matter insured is carried by a vessel that is not ISM Code certified or whose owners or operators do not hold an ISM Code Documents of Compliance when, at the time of loading of the subject matter insure on board the vessel, the Assured were aware, or in the ordinary course of business should have been aware:</p>

<ol>
	<li>Either that such vessel was not certified in accordance with the ISM Code.</li>
	<li>Or that a current Document of Compliance was not held by her owners or operator. as required under the SOLAS Convention 1974 as amended.</li>
</ol>

<p>This exclusion shall not apply where this insurance has been assigned to the party claiming hereunder who has bought or agreed to buy the subject matter insured in good faith under a binding contract. DEDUCTIBLE: 1% OF TOTAL SUM INSURED</p>
