<p>Notwithstanding any provision to the contrary in the Policy or any endorsement thereto, it is understood and agreed as follows:&nbsp;<br />
a) This Policy does not insure:&nbsp;</p>

<p>&nbsp; &nbsp; &nbsp; i. &nbsp;Total or partial destruction, distortion, erasure, alteration, misinterpretation or misappropriation of electronic data,&nbsp;<br />
&nbsp; &nbsp; &nbsp;ii. &nbsp;Error in creating, amending, entering, deleting using electronic data, or&nbsp;<br />
&nbsp; &nbsp; iii. Total or partial inability or failure to receive, send, access or use electronic data for any time or at all From any cause whatsoever, regardless of any other contributing cause or event Whenever it may occur.&nbsp;</p>

<p>Electronic data means facts, concepts and information converted to a form useable for communications, display, distribution, interpretation or processing by electronic and electromechanical data processing or electronically controlled equipment and includes programmes software and other coded instructions for such equipment.&nbsp;</p>

<p>b) However, in the event that a peril listed below (being a peril Insured by this Policy but for this exclusion) is caused by any matters described in paragraph (a) above, this Policy, subject to all its provisions, will insure:&nbsp;</p>

<p>i. &nbsp; Physical loss or damage or destruction to Properties Insured directly caused by such listed peril and/or&nbsp;</p>

<p>ii. &nbsp;Consequential loss Insured by this Policy further this exclusion does not apply in the event that a peril &nbsp;listed below (being a peril Insured by this Policy but for this exclusion) causes any of the matters described in paragraph (a) above fire, explosion, lightning, windstorm, hail, tornado, cyclone, hurricane, earthquake, volcano, tsunami flood, freezing, weight of snow, impact by aircraft or other aerial objects dropped therefrom, &nbsp;impact from road vehicle or animal, bursting, overflowing, discharging or &nbsp;leaking of water tanks apparatus or pipes, or theft of electronic data solely where such theft is accompanied by theft of the computer hardware, firmware, medium, microchip, integrated circuit or similar device containing such electronic data.&nbsp;<br />
iii. For the purposes of the basis of settlement provision in this Policy, computer systems records includes electronic data as defined in paragraph (a) above.&nbsp;</p>

<p>Any terrorism exclusion in this Policy or any endorsement thereto prevails over this endorsement. &nbsp;</p>
