<p>The insurance of this Policy is held to include</p>

<p>(i) Wages of the Insured&rsquo;s employee other than full time members of a Works Fire Brigade.</p>

<p>(ii) The cost of replenishment of fire fighting appliances and destruction of or damage to materials (including employees&#39; clothing and personal effects unless otherwise specifically insured) (iii) Other costs (including loss or damage to property to gain access) Necessarily and reasonably incurred in extinguishing fires or in saving property or life from loss or damage by any peril herein at or adjoining the situation of the property insured or immediately threatening to involve such property.<br />
<br />
Limited to the amount in the schedule.</p>
