<p>Should any natural catastrophe commence prior to the expiration or cancellation date of the Policy, the Insurers shall pay all such natural catastrophes losses occurring as if such period fell entirely within the period of the Policy. Each loss or damage caused by a natural catastrophe shall constitute a single occurrence from the time of commencement until the cessation of the event causing the loss or damage. Commencement for the purposes of this Memorandum is defined as when the natural catastrophe begins to cause damage to the Insured&#39;s Interests Insured.</p>
