<p>Notwithstanding any provision to the contrary within the Policy or any endorsement thereto, it is understood and agreed as follows: -</p>

<p>a)&nbsp;This Policy does not insure loss, damage destruction, distortion, erasure, corruption or alteration of electronic data from any cause whatsoever (including but not limited to computer virus) or loss of use, reduction in functionality, cost expense of whatsoever nature resulting therefrom, regardless of any other cause or event contributing concurrently or in any other sequence to the loss.</p>

<p>&nbsp;&nbsp; Electronic data means facts, concepts and information converted to a form useable for communications, interpretation or processing by electronic and electromechanical data processing or electronically controlled equipment and includes programmes, software, and other coded instructions for the processing and manipulation of data or the direction and manipulation of such equipment. &nbsp;Computer virus means a set of corrupting, harmful or otherwise unauthorized instruction or code including a set of maliciously introduced unauthorized instruction or code, programmes or otherwise, those propagate themselves through a computer system or network of whatsoever nature. &nbsp;Computer virus includes but is not limited to &ldquo;Trojan Horses&rdquo;, &ldquo;worms&rdquo; and time or logic bombs.</p>

<p>b)&nbsp;However, in the event that other property insured by this policy is damaged resulting from any of the matters described in paragraph a) above, this Policy, subject to all its terms, condition and exclusions will cover physical damage occurring during the Period of Insurance to property insured by this Policy directly caused by such matter.</p>
