<p>ATTACHED TO AND FORMING PART OF POLICY NO. &nbsp;...........................................................................................................................................................................<br />
THIS ENDORSEMENT IS EFFECTIVE .....................................................................................</p>

<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; PERILS COVER FOR EARTHQUAKE, TYPHOON, FLOOD, HURRICANE, VOLCANIC ERUPTION &amp; OTHER CONVULSION OF NATURE</p>

<p>A. In consideration of the payment by the Insured to the Company of an additional premium and subject to the conditions under this endorsement &nbsp;as well as the terms and conditions of Section III - Loss od Damage Items 2 to 7 of the Motor Car Policy , the Company will indemnify the Insured against direct loss or damage to the Scheduled Vehicle, its accessories and spare parts caused by the perils Earthquake, Typhoon, Flood, Hurricane, Volcanic Eruption and the other Convulsions of Nature.</p>

<p>B. Definitions:<br />
1. Earthquake refers to a weak to violent trembling of the ground produced by a sudden displacement of rocks or rock materials below the erath&#39;s surface as recorded by Philippine Institute of Volcanology and Seismology.<br />
2. The term &quot;TYPHOON&quot; &nbsp;as used in this endorsement shall be understood to mean a Typhoon or Storm as recorded by the Weather Bureau.<br />
3. The term &quot;FLOOD&quot; is defined as the entry of water into the Insured Vehicle form without or the submersion of the Insured Vehicle, due to the inundation of land not usually covered by water. (a.) by reason of an extraordinary high tide or (b.) following Typhoon or (c.) overflowing of rivers, dams and/or waterways following a Typhoon. &nbsp; &nbsp; &nbsp;&nbsp;<br />
4. Volcanic eruption cover shall be specified only as losses arising from lava flow, pyro plastic ejects, glowing clouds and ash fall caused by an eruption of a volcano recorded by Philippine Institute of Volcanology and Seismology.<br />
5. Hurricane refers to a tropical cyclone with winds of 74 miles (119 kilometrs) per hour aor greater that is usually accompanied by rain, thunder and lightning, and that sometimes moves into temperate latitudes.</p>

<p>C. Deductible:<br />
A minimum deductible of Php5,000.00 or &nbsp;5% of the sum insured of the property affected at the time of loss.</p>
