<p style="margin-right:1.45pt; text-align:justify"><span style="font-family:courier new,courier,monospace">IT IS HEREBY UNDERSTOOD AND AGREED, that subject to the terms, exclusions, provisions &amp; condition contained in the policy or endorsed thereon, the last paragraph of General Condition No. __<strong><u>5</u></strong>__of the policy should read as follows and not as previously stated.</span></p>

<p style="margin-left:9.0pt; margin-right:.25in; text-align:justify"><span style="font-family:courier new,courier,monospace">&quot;&nbsp; The amount of any loss or damage for which Insurer may liable under this Policy shall be paid within thirty days after proof of loss is received by the Insurer and ascertainment of the loss or damage is made either by agreement between the Assured &amp; the Insurer or by arbitration; but if such ascertainment is not had or made within sixty days after such receipt by the Insurer of the proof of loss, then the loss or damage shall be paid within ninety days after such receipt. Refusal or failure to pay the loss or damage within the time prescribed herein will entitle the Assured to collect the interest on the proceeds of the policy for the duration of the delay at the rate of six percent (6%) per annum, unless such failure or refusal to pay is based on the ground that the claim is fraudulent.&quot;</span></p>
