<p>This Endorsement contains words and phrases which have specific definitions for this endorsement only. Refer to item C below for details of these definitions.&nbsp;</p>

<p>Notwithstanding any other provisions in the &quot;policy&quot; to which this endorsement is attached this &quot;policy&quot; does not insure against:&nbsp;</p>

<p>Loss, damage, corruption, destruction, distortion, interruption, disruption, erasure, deletion, alteration, &nbsp;loss of use, reduction in functionality, loss of access to, denial of access to, or breakdown of Electronic Data from any cause whatsoever except for losses directly caused by any of the following causes: fire, lightning, explosion, windstorm, hail, aircraft or vehicle impact, riot, civil commotion, smoke, and leakage or automatic discharge from fire protection systems, all occurring during the &quot;policy period&quot; to &quot;insured properly&quot;.&nbsp;</p>

<p>Any &quot;time element&quot; loss resulting from any loss, damage, corruption, destruction, distortion, interruption, disruption, erasure, deletion, alteration, loss of use, reduction in functionality, loss of access to, denial of access to, or breakdown of Electronic Data excluded by paragraph 1. above.&nbsp;</p>

<p><br />
This &quot;policy&quot; will not pay the cost of any advice, consultation, design, evaluation, inspection, installation, maintenance, repair, replacement or supervision provided or done by or for any Insured to determine, rectify, or test for any loss, damage, corruption, destruction, distortion, interruption, disruption, erasure, deletion, alteration, loss of use, reduction in functionality, loss of access to, denial of access to, or breakdown of Electronic Data excluded by paragraph 1 above.&nbsp;</p>

<p>In addition, this &quot;policy&quot; will not pay for the repair, replacement or modification of any computer hardware, including microprocessors, firewalls, routers, or hubs, computer application software, computer operating systems and related software, or computer networks and related hardware and software to correct any deficiencies, change any features, or otherwise prevent the occurrence of any loss, damage, corruption, destruction, distortion, interruption, disruption, erasure, deletion, alteration, loss of use, reduction in functionality, loss of access to, denial of access to. Or breakdown of Electronic Data excluded by paragraph 1. above.&nbsp;</p>

<p>Nevertheless, if fire or explosion is not excluded from this &quot;policy&quot; and a fire or explosion results directly or indirectly from any loss, damage, corruption, destruction, distortion, interruption, disruption, erasure, deletion, alteration, loss of use, reduction in functionality, loss of access to, denial of access to, or breakdown of Electronic Data excluded by paragraph 1. above, any loss or damage insured under this &quot;policy&quot; arising directly from that fire or explosion shall ( subject to the terms, exclusions, limits, and conditions of this &quot;policy&quot;) be covered.&nbsp;</p>

<p>Valuation&nbsp;</p>

<p>Media, data, programs or other software stored on or for use with any computer or other electronic and electromagnetic data processing and production equipment, the cost of blank media plus the cost of reproducing such media, data, programs or other software from duplicates (backups) or from originals of the previous generation of the data, programs or software, If such items are actually reproduced, but not liability is assumed&nbsp;</p>

<p>For any other cost, including research, engineering, programming, or assembling or gathering information, incurred in restoring or recreating data or programs lost, nor for any liability inconsistent with the terms of this endorsement;</p>
