<p style="text-align:center"><strong><span style="font-family:times new roman,serif; font-size:12.0pt">&nbsp;</span></strong></p><p style="text-align:justify"><span style="font-size:10.0pt">THIS POLICY COVERS AGAINST LOSS RESULTING DIRECTLY AND INDEPENDENTLY OF ALL OTHER CAUSES FROM BODILY INJURIES CAUSED BY ACCIDENT, SUBJECT TO THE PROVISIONS, EXCLUSIONS AND COVERAGES HEREIN CONTAINED.</span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">EFFECTIVITY OF THE POLICY</span></strong></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;&nbsp;&nbsp;&nbsp; This policy takes effect on the date and hour stated in the Schedule and expires on the same hour at the number of days stated in the Schedule as Terms of Coverage where the policy was issued. </span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">BENEFITS</span></strong></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;&nbsp;&nbsp;&nbsp; The insurance afforded is only with respect to injuries which, directly and independently of all other causes result in death, dismemberment, permanent total disability or medical expense, as stated hereunder but only to the extent and within the time limits indicated.</span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">PART I- LOSS OF LIFE ACCIDENT INDEMNITY</span></strong></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;&nbsp;&nbsp;&nbsp; When injury results in loss of life of the Insured within one hundred eighty (180) days after the date of the accident, the Company will pay the PRINCIPAL SUM INDEMNITY stated in the Schedule. </span></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">&nbsp;</span></strong></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">&nbsp;</span></strong></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">PART II- DISMEMBERMENT AND LOSS OF SIGHT INDEMNITY</span></strong></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;&nbsp;&nbsp;&nbsp; When injury does not result in loss of life of the Insured within one hundred eighty (180) days after the occurrence of the accident but does result in any of the following losses within said one hundred eighty (180) days, the Company will pay for loss of:</span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><span style="font-size:10.0pt">Both hands or both feet or sight of both eyes ..............................................................&hellip;.The Principal Sum</span></p><p style="text-align:justify"><span style="font-size:10.0pt">One Hand and one foot .................................................................................................... The Principal Sum</span></p><p style="text-align:justify"><span style="font-size:10.0pt">Either hand or foot and sight of one eye ........................................................................&hellip;The Principal Sum</span></p><p style="text-align:justify"><span style="font-size:10.0pt">Either hand or foot ......................................................................................... One half of the Principal Sum</span></p><p style="text-align:justify"><span style="font-size:10.0pt">Sight of one eye .............................................................................................. One half of the Principal Sum</span></p><p style="text-align:justify"><span style="font-size:10.0pt">Thumb ................................................................................................................... 15% of the Principal Sum</span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;&nbsp;&nbsp;&nbsp; Loss as above used with reference to hand or foot or thumb means complete severance through or above the wrist or ankle joint or both phalanges respectively, as used with reference to eyes, means the entire and irrevocable loss of sight.</span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; No indemnity will be paid under any circumstances for more than one of the losses, the greatest for which provision is made in this Part.</span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">PART III- PERMANENT TOTAL DISABILITY INDEMNITY</span></strong></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;&nbsp;&nbsp;&nbsp; When as a result of injury and commencing within 180 days of the date of the accident the Insured is totally and permanently disabled and prevented from engaging in each and every occupation or employment for compensation or profit for which he is reasonably qualified by reason of his education, training, or experience. The Company will pay, provided such disability has continued for a period of twelve (12) consecutive months and is total, continuous, and permanent at the end of this period, the Principal Sum less any other amount paid or payable under Part II as the result of the same accident.</span></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">&nbsp;</span></strong></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">PART IV- MEDICAL REIMBURSEMENT</span></strong></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;&nbsp;&nbsp;&nbsp; If such injuries sustained by the Insured, within 52 weeks from date of accident, require treatment by a legally qualified physician or surgeon, confinement within a hospital, employment of a licensed or graduate nurse, X- ray examination or the use of an ambulance, the Company will pay, in addition to any other indemnity payable, the reasonable expense actually incurred therefor by the Insured but not to exceed, in the aggregate, an amount equal to 10% of the Principal Sum.</span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">PART V- EXTENDED COVERAGE AFTER TERMINATION</span></strong></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;&nbsp;&nbsp; If the Insured is riding as a passenger in or on a vehicle or device licensed for the carriage of passengers for hire and for which coverage would otherwise be provided under this policy and if such vehicle or device is scheduled to arrive at its destination prior to the expiration of the Term of Coverage stated in the Schedule but is delayed beyond such expiration by reason of circumstances over which the Insured has no control, the coverage of the policy shall be extended automatically until the Insured ceases to be a passenger of such vehicle or device, not to exceed in any event twenty- four additional hours.</span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">PART VI- EXPOSURE AND DISAPPEARANCE</span></strong></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;&nbsp;&nbsp;&nbsp; When by reason of an accident covered by this policy, the Insured is exposed to the elements and as the result of such exposure suffers a loss for which indemnity is otherwise payable hereunder, such loss shall be covered under the terms of this policy.</span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;&nbsp;&nbsp;&nbsp; If the body of the Insured has not been found within one year after the date of the disappearance, sinking, or wrecking of the vehicle in which the Insured was riding at the time of the accident and under such circumstances as would otherwise be covered hereunder, it will be presumed that the Insured suffered loss of life resulting from bodily injury caused by an accident at the time of such disappearance, sinking or wrecking.</span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">&nbsp;</span></strong></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">PART VII- COVERAGE AS RESPECTS FLYING</span></strong></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;&nbsp;&nbsp;&nbsp; The coverage of this policy as respects flying is limited to loss occurring while the Insured is riding solely as a passenger, not as an operator or crew member, in boarding or alighting from:</span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">(a)</span></strong><span style="font-size:10.0pt"> A certified passenger aircraft provided by a commercial airline on any regular, scheduled or non- scheduled, special or chartered flight and operated by a properly certified pilot flying between duly established and maintained airports.</span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">&nbsp;&nbsp;&nbsp;&nbsp; (b)</span></strong><span style="font-size:10.0pt"> Any transport type aircraft operated by the Military Air Transport Service (MATS) of the United States of America or by the similar air transport service of any duly constituted governmental authority of the recognized government of any nation anywhere in the world.</span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">PART VIII- EXCLUSIONS</span></strong></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;&nbsp;&nbsp;&nbsp; The insurance with respect to the above hazards shall not apply to:</span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">&nbsp;&nbsp;&nbsp;&nbsp; (a)</span></strong><span style="font-size:10.0pt">loss caused directly or indirectly, wholly or partly by:</span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1)</span></strong><span style="font-size:10.0pt">bacterial infections (except pyogenic infections which shall occur through an accidental cut or wound), or infections caused by parasites,</span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2)</span></strong><span style="font-size:10.0pt"> medical or surgical treatment (except such as may be necessary solely by reason of injuries covered by this policy and performed within the time provided in the policy);</span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">(3)</span></strong><span style="font-size:10.0pt">miscarriage or pregnancy;</span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">&nbsp;&nbsp;&nbsp;&nbsp; (b)</span></strong><span style="font-size:10.0pt">suicide or any attempt thereat (sane or insane);</span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">&nbsp;&nbsp;&nbsp;&nbsp; (c)</span></strong><span style="font-size:10.0pt">murder or assault or any attempt thereat;</span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">(d)</span></strong><span style="font-size:10.0pt"> loss occasioned by war, invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared or not), mutiny, strikes, riots, civil commotion, civil war, rebellion, revolution, insurrection, conspiracy, military or usurped power, martial law or state of siege, any of the events or causes which determine the proclamation or maintenance of martial law or state of siege, seizure, quarantine, or customs regulations or nationalization by or under the order of any government or public or local authority. This exclusion shall not be affected by any </span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><span style="font-size:10.0pt">endorsement which does not specifically refer to it in whole or in part. The application of the exclusion referring to martial law or state of siege or any of the events or causes which determine the proclamation or maintenance of martial law or state of siege is hereby waived for any territorial jurisdiction of the Republic of the Philippines.</span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">&nbsp;&nbsp;&nbsp;&nbsp; (e)</span></strong><span style="font-size:10.0pt">nuclear radiation or radioactive contamination;</span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">&nbsp;&nbsp;&nbsp;&nbsp; (f)</span></strong><span style="font-size:10.0pt">injury sustained while participating in professional athletics or any organized and scheduled amateur physical contact sport;</span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">&nbsp;&nbsp;&nbsp;&nbsp; (g)</span></strong><span style="font-size:10.0pt"> injury sustained while engaging in mountaineering requiring the use of ropes or guides, skin diving employing the use of compressed air cylinders, racing on wheels or horseback; skydiving from a device for aerial navigation, hang gliding;</span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">&nbsp;&nbsp;&nbsp;&nbsp; (h)</span></strong><span style="font-size:10.0pt">flying except as defined as PART VII of this policy;</span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">&nbsp;&nbsp;&nbsp;&nbsp; (i)</span></strong><span style="font-size:10.0pt"> cave- in of mines.</span></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">&nbsp;</span></strong></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">&nbsp;</span></strong></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">SPECIAL PROVISIONS</span></strong></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">1. Other Insurance in this Company</span></strong></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;&nbsp;&nbsp;&nbsp; If a like travel accident policy or policies issued by the Company to the Insured be in force concurrently herewith making the aggregate indemnity for loss of life or dismemberment in excess of FIVE HUNDRED THOUSAND (P500, 000.00) PESOS, the excess insurance shall be void and all premiums paid for such excess shall be returned to the Insured or to his estate.</span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">2. Age Restrictions</span></strong></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;&nbsp;&nbsp;&nbsp; The Company&#39;s liability under this policy or any like travel accident policy or policies issued by the Company concurrently in force shall not exceed P25,000.00 principal sum and P2,500.00 Medical Reimbursement with respect to children between ages 5 and 15 and adults over 70. No liability shall accrue to the Company for children under age 5. </span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">GENERAL PROVISIONS</span></strong></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">ENTIRE CONTRACT CHARGES </span></strong></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;&nbsp;&nbsp;&nbsp; This policy, including the endorsement and the attached papers, if any, constitutes the entire contract of insurance. None of the provisions, conditions, and terms of this Policy shall be waived or altered except by endorsement, signed or initialled by an authorized official of the Company and issued in accordance with the provisions of Section 50 of the Insurance Code.</span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">NOTICE OF CLAIM</span></strong></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;&nbsp;&nbsp;&nbsp; Written notice of claim must be given to the Company within thirty (30) days after the occurrence or commencement of any loss covered by the policy, or as soon thereafter as is reasonably possible. Notice given by or on behalf of the Insured or the beneficiary to the Company, or to an any authorized agent of the company with information sufficient to identify the Insured, shall be deemed notice to the Company.</span></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">&nbsp;</span></strong></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">CLAIM FORMS</span></strong></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;&nbsp;&nbsp;&nbsp; The Company, upon receipt of a notice of claim, will furnish to the claimant such forms as are usually furnished by it for filing proofs of loss. If such forms are not furnished within fifteen (15) days after the giving of such notice, the claimant shall be deemed to have complied with the requirements of this policy as to proof of loss upon submitting within the time fixed in the policy for filing proofs of loss, written proof covering the occurrence, the character and the extent of the loss for which the claim is made.</span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">PROOFS OF LOSS</span></strong></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;&nbsp;&nbsp;&nbsp; Written proof of loss must be furnished to the Company at its said office in case of claim for loss for which this policy provides payment under PART IV within ninety (90) days after the termination of the period for which the Company is liable and in case of claim for any other loss within ninety (90) days after the date of such loss. Failure to furnish such proof within the time required shall not invalidate or reduce any claim if it was not reasonably possible to give proof within such time provided such proof is furnished as soon as capacity, later than one year from the time proof is otherwise required.</span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">TIME OF PAYMENT OF CLAIMS</span></strong></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;&nbsp;&nbsp;&nbsp; Indemnities payable under this policy will be paid immediately upon receipt of due written proof of such loss.</span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">PAYMENT OF CLAIMS</span></strong></p><p style="text-align:justify"><span style="font-size:10.0pt">Indemnities for loss of life will be payable in accordance with the beneficiary designation and the provisions respecting such payment which may be described herein and effective at the time of payment. If no such designation or provision is then effective, such indemnity shall be payable to the estate of the insured. Any other accrued indemnities unpaid at the Insured&rsquo;s death may, at the option of the Company, be paid either to such beneficiary or to such beneficiary or to such estate. All other indemnities will be payable to the Insured.</span></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">&nbsp;</span></strong></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">PHYSICAL EXAMINATION AND AUTOPSY</span></strong></p><p style="text-align:justify"><span style="font-size:10.0pt">The Company at its own expense shall have the right and opportunity to examine the person of the Insured when and so often as it may reasonably require during the pendency of a claim hereunder and to make an autopsy in case of death where it is not forbidden by law.</span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">LEGAL ACTIONS</span></strong></p><p style="text-align:justify"><span style="font-size:10.0pt">No action at law or in equity shall be brought to recover on this policy prior to the expiration of sixty (60) days after written proof of loss has been furnished in accordance with the requirements of this policy. No such action shall be brought either in the Insurance Commission or a Court of competent jurisdiction after the expiration of three years after the time written proof of loss is required to be furnished.</span></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">&nbsp;</span></strong></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">CHANGE OF BENEFICIARY</span></strong></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;&nbsp;&nbsp;&nbsp; The right to change of beneficiary is reserved to the Insured and the consent of the beneficiary or beneficiaries shall not be requisite to surrender or assignment of this policy or to any change of beneficiary or beneficiaries, or to any other changes in this policy.</span></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">&nbsp;</span></strong></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">SETTLEMENT OF CLAIM</span></strong></p><p style="text-align:justify"><span style="font-size:10.0pt">The amount of any loss or damage for which the Company may be liable under this policy shall be paid within thirty (30) days after proof of loss is received by the Company and ascertainment of the loss or damage is made either by agreement between the assured and the Company or by arbitration; but if such ascertainment is not had or made within sixty (60) days after such receipt by the Company of loss, then the loss or damage shall be paid within ninety days after such receipt.</span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">SUIT AGAINST THE COMPANY</span></strong></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;&nbsp;&nbsp;&nbsp; If a claim be made and rejected and an action or suit be not commenced either in the Insurance Commission or any court of competent jurisdiction within twelve (12) months from receipt of notice of such rejection or in case of arbitration taking place as provided herein, within twelve (12) months after due notice of the award made by the arbitrator or arbitrators or umpire, then the claim shall for all purposes be deemed to have been abandoned and shall not thereafter be recoverable hereunder.</span></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">&nbsp;</span></strong></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">&nbsp;</span></strong></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">&nbsp;</span></strong></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">&nbsp;</span></strong></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">&nbsp;</span></strong></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">&nbsp;</span></strong></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">&nbsp;</span></strong></p><p style="text-align:justify"><strong><span style="font-size:10.0pt">CIVIL CODE ARTICLE 1250 WAIVER CLAUSE</span></strong></p><p style="text-align:justify"><span style="font-size:10.0pt">It is hereby declared and agreed that the provision of Art.1250 of Civil Code of the Philippines (Republic Act. No. 386) which reads:</span></p><p style="text-align:justify"><strong><em><span style="font-size:10.0pt">&nbsp;&nbsp;&nbsp;&nbsp; &ldquo;In case an extraordinary inflation or deflation of the currency stipulated should supervene, the value of the currency at the time of the establishment of the obligation shall be the basis of payment&rdquo;</span></em></strong></p><p style="text-align:justify"><span style="font-size:10.0pt">Shall not apply in determining the extent of liability under the provisions of this policy.</span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;</span></p><p style="text-align:justify"><span style="font-size:10.0pt">&nbsp;&nbsp;&nbsp; IN WITNESS WHEREOF, the ALLIEDBANKERS INSURANCE CORPORATION, Manila Phils., has caused this Policy to be signed by its Authorized Representative at the Schedule of this policy.</span></p><p><strong><span style="font-size:12.0pt">&nbsp;</span></strong></p>