<p>Notwithstanding anything herein contained to the contrary, it is hereby declared and agreed that this insurance shall extend to cover direct loss or damage caused by subsidence and/or landslide.&nbsp; For the purpose of this endorsement, &ldquo;subsidence&rdquo; shall mean the gradual lowering or settling down of a portion of the land over an area without free movement.&nbsp; &ldquo;Landslide&rdquo; shall mean the sliding down of a mass of earth, rock, boulders from a mountain.</p>

<p>The company, however, shall not be liable under this endorsement for any loss or damage due to landslide or subsidence proximately caused by earthquake.</p>
