<p>In the event of loss or damage by a peril insured against to any article or articles which are a part of a pair or set, the measure of loss or damage to such article or articles shall be, at the Insured&#39;s option :</p>

<p>(a) the reasonable and fair proportion of the total value of the pair or set, giving consideration to the importance of said article or articles, but in no event shall such loss or damage be construed to mean total loss of the pair or set; or</p>

<p>(b) the full value of the pair or set provided that the Insured surrenders the remaining article or articles of the pair or set to the Insurers.</p>
