<p style="text-align:justify">With respect to the indemnity provided by this policy, the insurer will pay, in addition to the limits of liability stated in the schedule</p>

<ol>
	<li style="text-align:justify">all charges, expenses and legal costs incurred by the insurer and/or by the insured with the written consent of the insurer in the settlement or defense of any claim for compensation in respect of which the insured is entitled to indemnity under the policy or if sustained would be so entitled</li>
	<li style="text-align:justify">all charges, expenses and legal costs recoverable from the insured by the claimant/s in connection with the said claims<br />
	Provided that:</li>
</ol>

<ul style="margin-left:40px">
	<li style="text-align:justify">the insurer shall not be obligated to pay any claim or judgment or to defend any suit after the company&#39;s limit of liability have been exhausted by payment of judgment or settlements</li>
	<li style="text-align:justify">if a payment exceeding the insurer&#39;s limit s of liability has to be made to dispose of a claim, the liability of the insurer to pay additional payments in addition therewith shall be limited to such proportion of the said additional payments on the limits of liability bear to the amount paid to dispose of the claim</li>
</ul>
