<p><strong>ELIGIBILITY</strong></p>

<p>The persons eligible for coverage under this Policy are all&nbsp;<strong><u>EMPLOYEES OF RACHEL F. AGUSTIN</u></strong>&nbsp;who are below sixty-five (65) years old. There shall be no coverage on an eligible person unless the name is declared and endorsed hereon.</p>

<p><strong>INDIVIDUAL TERMINATION</strong></p>

<p>The insurance of any person shall automatically terminate on the earliest of the following dates:</p>

<ol>
	<li>On the premium due date next following the date the insured Person reaches sixty-five (65) years of age;</li>
	<li>On the premium due date next following the date the insured&nbsp; Person&nbsp; ceases&nbsp; to&nbsp; be&nbsp; eligible&nbsp; for insurance&nbsp;hereunder.</li>
</ol>

<p><strong>GROUP TERMINATION</strong></p>

<p>All insurance under this Policy shall automatically terminate on the date this Master Policy is terminated.</p>
