<p>If during the period that insurance is in force under this policy, or within 45 days prior to inception date thereof, on behalf of this company there shall be adopted or filed with an approved or accepted by the Insurance supervisory authorities all in conformity with law, any changes in the form attached to this policy by which this form of insurance could be extended or broadened without increased premium charge by endorsement or substitution of form, then such extended or broadened insurance shall inure to the benefit of the Insured hereunder as though such endorsement or substitution of form had been made.</p>
