<p>Any loss of or damage to the property Insured arising during any one period of seventy-two (72) consecutive hours caused by storm, tempest, flood, earthquake, riots, strikes or civil commotion, social unrest shall each be deemed as single event and to be one loss and shall constitute one occurrence with regard to the deductible applicable.</p>

<p>For the purpose of application of deductible, the commencement of such seventy-two (72) hour period shall be the first happening of any such Damage to the property insured hereon.&nbsp; However, there shall be no overlapping in any two seventy-two (72) period in the event of Damage occurring over a more extended period of time.&nbsp; The Insurer shall not be liable for any loss occurring before the effective date and time of commencement of this Policy, nor for any loss occurring or, for property damage continuing, after the expiration date and time of this policy.</p>
