<p style="margin-right:1.45pt; text-align:justify"><span style="font-family:courier new,courier,monospace">IT IS AGREED AND UNDERSTOOD that otherwise subject to the terms, exclusions, provisions and conditions contained in the Policy or endorsed thereon, the Insurers shall only indemnify the Insured for loss or damage directly or indirectly caused by or resulting from fire or explosion provided always that:</span></p>

<p style="margin-left:.25in; margin-right:1.45pt; text-align:justify"><span style="font-family:courier new,courier,monospace"><!--[if !supportLists]-->1. with regard to the progress of work adequate fire-fighting equipment and sufficient extinguishing agents are available and operative at all times. Fully operative wet riser hydrants are installed up to one level below the highest current work level and are sealed by temporary end caps;</span></p>

<p style="margin-left:.25in; margin-right:1.45pt; text-align:justify"><span style="font-family:courier new,courier,monospace">2. the cabinets containing hose reels and portable fire extinguishers are inspected at regular intervals&nbsp; but at least twice a week;</span></p>

<p style="margin-left:.25in; margin-right:1.45pt; text-align:justify"><span style="font-family:courier new,courier,monospace">3. fire compartments as required by local regulations are installed as soon as possible after the removal of formwork.</span></p>

<p style="margin-left:.25in; margin-right:1.45pt; text-align:justify"><span style="font-family:courier new,courier,monospace">&nbsp;Openings for lift shafts, service ducts and other voids are&nbsp; &nbsp; &nbsp;provisionally closed as possible but not later than at the&nbsp; &nbsp; &nbsp; &nbsp;commencement of fit-to-work;</span></p>

<p style="margin-left:.25in; margin-right:1.45pt; text-align:justify"><span style="font-family:courier new,courier,monospace">4. waste material is removed regularly. All floors undergoing fit-out are cleared of combustible waste at the end of each working day;</span></p>

<p style="margin-left:.25in; margin-right:1.45pt; text-align:justify"><span style="font-family:courier new,courier,monospace">5. a &ldquo;permit to work&rdquo; system is implemented for all contractors engaged in &ldquo;hot work&rdquo; of any kind such as but not limited to </span></p>

<p style="margin-left:.25in; margin-right:1.45pt; text-align:justify"><span style="font-family:courier new,courier,monospace">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; - grinding, cutting or welding operations,</span></p>

<p style="margin-left:.25in; margin-right:1.45pt; text-align:justify"><span style="font-family:courier new,courier,monospace">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; - use of blow lamps and torches,</span></p>

<p style="margin-left:.25in; margin-right:1.45pt; text-align:justify"><span style="font-family:courier new,courier,monospace">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; - application of hot bitumen,</span></p>

<p style="margin-left:.25in; margin-right:1.45pt; text-align:justify"><span style="font-family:courier new,courier,monospace">&nbsp;</span></p>

<p style="margin-left:.25in; margin-right:1.45pt; text-align:justify"><span style="font-family:courier new,courier,monospace">or any other heat-producing operation.</span></p>

<p style="margin-left:.25in; margin-right:1.45pt; text-align:justify"><span style="font-family:courier new,courier,monospace">&ldquo;Hot work&rdquo; is&nbsp; carried out only in the presence of at least&nbsp; one worker equipped with a fire extinguisher and trained in fire fighting.</span></p>

<p style="margin-left:.25in; margin-right:1.45pt; text-align:justify"><span style="font-family:courier new,courier,monospace">The area of any &ldquo;hot work&rdquo; is examined one hour after the work has finished;</span></p>

<p style="margin-left:.25in; margin-right:1.45pt; text-align:justify"><span style="font-family:courier new,courier,monospace">6.&nbsp;&nbsp; storage of material for the construction or erection shall be subdivided into units not exceeding the value stated below per storage unit. The individual storage units be either at least 50 m apart or separated by fire-proof walls.</span></p>

<p style="margin-left:.25in; margin-right:1.45pt; text-align:justify"><span style="font-family:courier new,courier,monospace">All flammable material especially all flammable liquids and gases shall be stored at a sufficiently large distance from the property under construction or erection and any hot work;</span></p>

<p style="margin-left:.25in; margin-right:1.45pt; text-align:justify"><span style="font-family:courier new,courier,monospace">7. a Site Safety Coordinator is appointed.</span></p>

<p style="margin-left:.25in; margin-right:1.45pt; text-align:justify"><span style="font-family:courier new,courier,monospace">A reliable fire alarm system is installed and whenever possible a direct communication link maintained with the nearest fire brigade.</span></p>

<p style="margin-left:.25in; margin-right:1.45pt; text-align:justify"><span style="font-family:courier new,courier,monospace">A Fire Protection Plan and a Site Fire Action Plan are implemented and updated regularly</span></p>

<p style="margin-left:.25in; margin-right:1.45pt; text-align:justify"><span style="font-family:courier new,courier,monospace">The contractor&rsquo;s personnel are trained in fire-fighting and fire-fighting drills are carried out weekly</span></p>

<p style="margin-left:.25in; margin-right:1.45pt; text-align:justify"><span style="font-family:courier new,courier,monospace">The nearest fire brigade is familiarized with the site and immediate access maintained for it at all times.</span></p>

<p style="margin-left:.25in; margin-right:1.45pt; text-align:justify"><span style="font-family:courier new,courier,monospace">8. The site is fenced off and access controlled.</span></p>

<p style="margin-right:1.45pt; text-align:justify"><span style="font-family:courier new,courier,monospace">Value per Storage Unit : <s>P</s>2,000,000.00</span></p>
