<p>In consideration of the payment by the Insured to the Company of an additional premium, it is hereby declared and agreed that this policy shall also cover loss or damage to the insured property as a result of burglary, excluding however any loss or damage caused by dishonest, fraudulent, or criminal act or omission on the part of the Insured, or other parties in interest, agents or authorized representatives or others to whom the Insured property may be left or in whose care, custody or control said property is entrusted.</p>

<p>BURGLARY as herein used shall mean the felonious abstraction of the insured property from within the premises, by any person or persons making felonious entry therein by actual force or violence, of which there shall be visible marks made upon the exterior of the premises at the place of such entry as evidence that such entry was made by actual force and violence.&nbsp; The term &ldquo;premises&rdquo; under this endorsement shall not include a yard, garden or outbuilding and other appurtenances unless the contents thereof are specifically insured under this endorsement.</p>

<p>PROVIDED ALWAYS, that all conditions of this Policy (including warranties, clauses and/or endorsements thereto), shall also apply to the herein risk (except only in so far as said condition or conditions may have been expressly waived or excluded hereunder), and that any reference in the Policy to loss or damage by fire shall be deemed to apply to loss or damage directly caused by burglary.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p>

<p>Provided that in the event of the building containing the Insured property being left without an inhabitant therein for a continuous period of more than seven days the insurance against the perils of burglary shall be suspended, unless otherwise previously agreed by endorsement hereon.</p>

<p>This endorsement shall not extend to nor cover:-</p>

<p>Loss or damage due to any robbery, burglary or theft or to any attempt threat by or in collusion with and or the Insured family business staff or domestic servants.</p>

<p>Losses due to theft or mysterious &amp; unexplained disappearance.</p>

<p>Loss or damage by any person due to robbery/burglary not following upon violent and forcible entry or exit from the Premises occupied by the Insured as defined above.</p>

<p>Loss or damage arising from any consequences of Flood, Typhoon, Hurricane,&nbsp; Windstorm, Volcanic Eruption, Subterranean Fire, Earthquake, or other Convulsion of Nature, War, Invasion, Act of foreign Enemy, Hostilities (whether&nbsp; war be declared or not), Civil War, Rebellion, ,Mutiny, Revolution, Insurrection or Military or Usurped Power, riot or Strike, Military of&nbsp; Popular&nbsp; Rising, or looting, Sacking, or&nbsp; Pillage in connection therewith, radioactivity, atomic, fission, or atomic fusion whether controlled or otherwise or nuclear incident.</p>

<p>Loss or damage upon the occasion of or consequent upon the fire or explosion or loss or damage which can be insured against by a fire or plate glass insurance policy.</p>

<p>Loss or damage to deeds, bonds, bills of exchange, promissory notes, money or securities for money, stamps, stamps or coin collection, plans, patterns, models, molds, designs, documents, or business books or manuscripts, unless the same specifically insured hereunder.</p>

<p>The insured shall within 7 days of his knowledge of any loss or damage recoverable under this endorsement give a detailed written report with an estimate of the intrinsic value of said loss or damage to the Company and to the Police having jurisdiction as a condition precedent for the indemnification by the Company.</p>

<p>In the event of loss or damage for which claim is made under this endorsement, the Insured shall, at the request and expense of the Company, take legal action to secure the arrest and prosecution of the offenders and the recovery of the property.</p>

<p>The Company may reinstate, repair or replace the property lost or damaged as the case may be instead of paying the amount of the loss or damage and may join with other insurers doing in case where the property is also insured elsewhere.&nbsp; Any lost property paid for under this Policy shall belong to the Company.</p>

<p>The Insured shall take all necessary precautions for the safety of the property of the insured as regards selection and suspension of employees, securing all existing protective devices on all doors and windows and other means of entrance as otherwise, and shall not do, suffer or permit anything whereby the risk of the Company shall be increased.&nbsp; This Policy shall cease to be in force so far as regards any of the property or articles thereby insured if the Insured shall make any change or alteration in the premises of the property insured therein or otherwise so that the particulars and information set forth in the proposal to the Insured are no longer a correct statement of the facts.</p>

<p>The company shall at any time by giving notice in&nbsp; writing to the Insured by registered letter at&nbsp; his address as last known to the company be at liberty to determine and cancel this endorsement as from the date of such notice provided that the company shall in that event return to the Insured a proportionate part of the premium corresponding to the unexpired term of the Policy, by like notice to the Company , the Insured may at any time similarly determine and cancel this endorsement in which case the Company will retain the customary short period rate to the time this endorsement has been force.</p>

<p>Warranted the coverage under this Policy shall cease immediately upon transfer or removal of the Insured property from the premises indicated in the Policy and/or endorsements attached hereto.</p>

<p><strong>Limits:<br />
Deductible:</strong></p>
