<p>It is hereby declared and agreed that this insurance shall extend to cover direct loss or damage caused by tidal wave and/or tsunami. For purposes of this endorsement. &quot;Tidal Wave and/or Tsunami&quot; shall mean an unusually high sea wave caused by duly registered earthquake and/or volcanic eruption.</p>

<p>All losses caused by tidal wave or series of tidal wave during each period of 48 consecutive hours commencing from the first tidal wave shall be considered as arising out of one occurrence.</p>

<p>Is further understood and agreed that all the conditions of the policy to which this endorsement is attached shall apply, except as they may be hereby expressly varied, and that any reference therein to loss or damage by fire shall be deemed to apply also to loss or damage directly caused by tidal wave and/or tsunami.</p>

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