<p>This policy extends to cover all expenses reasonably incurred by or on behalf of the Insured in extinguishing fore or in mitigating, containing or suppressing loss or damage by any peril hereby insured against occurring at or adjacent to or immediately threatening the situation of any property insured by this policy.</p>

<p>The indemnity afforded by this memorandum shall include but not limited to the payment of wages to insured&#39;s employees (other than full time member of fire brigade), the cost of replenishing fire fighting appliances, the cost of replacing or reinstating fire extinguishing materials expended, and fire brigade charges and other extinguishing expenses for which the insured may be assessed.</p>

<p>Provided the insurer&#39;s maximum liability under this memorandum shall not exceed the amount stated in the Policy Schedule per occurrence.<br />
&nbsp;</p>
