<p><br />
Insurance agree to pay for Fire Fighting Expenses necessarily and reasonably incurred by the Insured&#39;s to prevent or minimized the extent of any insured destruction of or damage to the insured property including the cost of materials expanded but excluding salaries, wages and similar disbursements to own personnel or personnel on contract or secondment to the insured&#39;s and only to the extent that such expenses are not recoverable from a public authority or any other party.</p>

<p>The cover provided that this extension is limited to the AMOUNT STATED ABOVE and it is agreed and understood that any payment under this extension shall not increase Insurers&#39; total liability under the policy.&nbsp;</p>
